Roth Ira Contribution Limits 2024 Income Capital Gains. There are also income limits. In 2024, the roth ira contribution limit is $7,000, or $8,000 for individuals age 50 and older, allowing those who are closer to retirement to make additional contributions.

The ira contribution limit is $7,000, or $8,000 for individuals 50 or older in 2024 and 2025. Contribution limits are enforced across traditional iras and roth iras, but income limits only apply to roth accounts.